3 21 Vs 3 28

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3 21 Vs 3 28

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3 21 and 3 38 investment fiduciaries are similar in that the focus is on investment recommendations A 3 21 investment advisor is a co fiduciary and can provide investment recommendations but he or she has to wait for approval from the client to execute those investments A 3(38) advisor does all of the same types of review, monitoring and analysis of the plan’s investments that a 3(21) advisor does. The difference is that the 3(38) advisor then takes things a step further and implements any changes they deem appropriate to the plan’s investment lineup.

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3 21 Vs 3 28What is the difference between a 3 (21) and a 3 (38) investment fiduciary? This question is being asked with increasing frequency, and the answer provides a host of planning opportunities for both the plan sponsor and the producer providing investment services to the plan. The main difference between a 3 21 and 3 38 fiduciary is that the former offers investment advice while the latter can offer advice and implement it through plan changes Employee benefit plans may choose to hire one or both to share fiduciary duties

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